Start investing in Valencia
You don't need to be an expert to make a smart first investment. You need a strategy, real numbers, and someone who has done it before, guiding you step by step, from first call to keys in hand.
The market, simply
Market overview
Valencia is one of the most approachable entry points in European real estate: strong rental demand, a fast-growing population and prices still well below Madrid and Barcelona. Here is what the numbers mean.
Valencia city, September 2026. It was €1,862 in September 2019.
Valencia city, September 2026. A 70 m² flat rents for about €1,140 a month.
1 in 5 residents holds a foreign nationality.
€3,473 in Valencia, against €5,462 in Barcelona and €6,458 in Madrid.
Sources: idealista/data, price reports for Valencia, Madrid and Barcelona, September 2026 (asking prices, not final sale prices); Valencia City Council municipal register, 1 January 2025 (population). The 70 m² rent and the percentage gap are my own calculations from those figures. Past performance is not a guarantee of future results.
For new investors, Valencia means lower risk, strong fundamentals, and real long-term upside.
What goes wrong
Common mistakes beginners make
Most first-time investors lose money in the same predictable ways. Each of these can quietly wipe out your return.
No clear strategy
Buying a property before deciding what it's actually for.
Overpaying
Without local knowledge, it's easy to pay above real market value.
Wrong neighbourhood
A great street for living in isn't always a great one for renting.
Underestimating renovation
Costs and timelines that turn a good deal into a bad one.
Miscalculating returns
Optimistic rent, forgotten expenses, and the numbers stop working.
Ignoring legal & tax
Spanish regulation and taxation have real consequences if missed.
The difference
Why you need a strategy
The same purchase looks very different with a plan behind it. Here is how investing alone compares with investing with a guide.
| Investing on your own | Guided investing | |
|---|---|---|
| Strategy | Don't have one. Often think about it after purchase. | Defined first, based on your goals and budget |
| Pricing | Hard to judge without knowledge of the local market | Benchmarked against real local data and max purchase price for a profitable investment |
| Neighbourhood | Chosen on impression | Chosen on rental demand and growth potential |
| Process | Legal, notary and paperwork on you | Coordinated end to end on your behalf, so you are protected and stress free |
| Risk | Entirely yours | Reduced through experience and checks |
| Time | Months of research and viewings | Focused shortlist, faster decisions |
How I help
For new investors, step by step
Your first investment should feel clear, not overwhelming. We start with your goals, financial position and long-term plans to build a strategy before looking at a single property.
Discovery call
We start with you: your goals, financial position, budget and timeline.
- A relaxed conversation, with no pressure to commit.
- An honest view of whether Valencia fits what you want.
Strategy creation
A personalised plan and target profile, with a complete view of the numbers.
- What you want the investment to achieve, and which type of property makes sense for you.
- Not just the price: taxes, acquisition costs, renovation, financing, running costs, rental income and expected returns.
Property sourcing
A focused shortlist in the right location for your strategy, not just a property that looks attractive.
- Viewings and due diligence on every property.
- A second pair of eyes: I challenge assumptions and flag issues before you commit your money.
Purchase
Negotiation, contracts, notary and registration, handled for you.
- I negotiate on your behalf and coordinate the lawyers and notaries involved.
- You stay in control and informed at every stage, without managing everything yourself.
Set up
From the keys to your first tenant: the property ready to rent.
- I coordinate the architects, contractors and property managers involved.
- Getting the property ready to rent, with the right local professionals.
Long-term growth
Ongoing support, so your investment keeps working for you.
- Support as your plans grow, whether that is a second property or a new strategy.
- A local partner you can come back to whenever you need one.
You don't need to know how Spanish real estate works. You need someone local who does.
Work with me
Choose your investment path
Three clear ways to work together. You know the scope and the fee before we start.
Essential
For investors who want the right rental apartment found and bought for them, from the first call to getting the keys.
- Discovery and goals call
- Personalised investment strategy
- Guidance on neighbourhoods and budget
- Property search and shortlist
- Viewings and full due diligence
- Negotiation on your behalf
- Coordination of contracts, notary and registration
- ✨ Extra: Rental yield projection for every property on your shortlist
Ready to Rent
For investors who want an apartment that’s bought, refreshed, furnished and rented out, without lifting a finger.
- Everything in Essential
- Cosmetic refresh (paint, fixtures, small repairs) with contractors coordinated for you
- Furnishing and styling
- Professional photos and rental listing
- Finding and screening your first tenant
- ✨ Extra: Weekly photo updates until the apartment is rented
Signature
For investors buying a property with renovation potential, managed from the first call to the first rent payment.
- Everything in Ready to Rent
- Full renovation project: layout, design and budget
- Contractor selection, comparing quotes, and site supervision
- Coordination of permits and certificates
- Priority support (WhatsApp, quick replies)
- ✨ Extra: Performance check-in at 3 and 12 months: rent, occupancy and next steps
- ✨ Extra: Interior design moodboard before the works start
Ongoing property management is not included in any package.
Client stories
What clients say
Working with Sara was an exceptional experience. She was incredibly helpful with evaluating my property listing, managing the paperwork, and keeping communication clear and prompt. On top of that, she smoothly coordinated the notary appointment, making the final steps a breeze. I highly recommend Sara's services to anyone looking for top-tier real estate support!
Your Property Valencia is the ideal bridge between the Netherlands and Spain for us. Sara understands our Dutch directness and way of working, while simultaneously knowing the ins and outs of the Valencian real estate market. This ensures that we can act and communicate quickly together with her. In this way, together with Sara, we maintain a grip on everything happening around our projects and can be certain that we won't face any surprises.
Five star service without question Sara guided me through the process answering all my many questions and has an incredibly calm and collected way of dealing with frankly stressful situations. Thank you, Sara!
Your Property Valencia is our reliable partner in Valencia.
Good communication and matters are taken care of before you even ask. Clear price agreements and value for money!
Sara is incredibly professional. She guided and advised me with the utmost patience every step of the way. I highly recommend her!
So happy with this service and how communication is going. Love the efficiency!
Good to know
FAQ for beginners
How much budget do I need to start?
Plan for at least 20% of the purchase price plus expenses (tax, notary, registration and agency costs). In practice, that means starting from around €50,000 for a first investment. We map your realistic range on the discovery call before looking at anything.
Can I get financing as a non-resident?
Yes, typically up to 60–70% of the purchase price. Sometimes that local financing can be complemented with a personal loan in your home country. We always analyse what's the best strategy and capital structure for your situation.
What are the legal basics of buying in Spain?
You'll need an NIE number, a Spanish bank account, and a notary to formalise the purchase. Expect purchase costs on top of the price for tax, notary and registration. I coordinate all of this so nothing is missed.
Do I need to be in Valencia for the purchase?
Not necessarily. Almost everything can be done remotely. If you can't travel for the signing at the notary, you can grant a power of attorney so someone you trust can sign on your behalf.
Your first step
Ready to start investing?
Book a free strategy call, or send me your questions. No pressure, no sales pitch, just an honest conversation about whether this is right for you.
Book a strategy call